Is RIMI Visitors Insurance Good? What You Must Know Before Buying — United Life Financial Review
When clients search online for “Is RIMI insurance good?” or ask, “My agent recommended RIMI — should I buy it?” they usually want trust, clarity, and real explanations, not just a quote.
At United Life Financial, we review all major Visitors to Canada insurance companies — including RIMI — and we help clients choose plans that actually match their medical history and travel needs.
Here is a simple, honest breakdown of what RIMI is, how the plan works, and why it is extremely important to buy it through a knowledgeable, licensed advisor rather than someone who cannot explain the details.
What Is RIMI? Is It a Good Company?
Many clients think RIMI is the insurance company.
Actually:
RIMI Secure Travel is a plan/brand name. It is underwritten by iA Financial Group (Industrial Alliance) — one of Canada’s oldest and well-established insurance companies. Claims are handled by MSH Assistance, an international emergency medical assistance provider.
This means the plan is backed by a legitimate, large Canadian insurer — not a small private agency.
✔ Good underwriting
✔ Reliable claims team
✔ Strong assistance team
Overall: Yes, the company behind RIMI is solid.
But the REAL question is:
Is RIMI the right plan for YOU or your parents?
And this is where most agents fail.
Every plan has:
eligibility rules pre-existing condition rules waiting periods exclusions special clauses for heart, blood pressure, diabetes travel outside Canada rules claim reporting requirements
If your agent can’t explain these, your claim can get denied.
And sadly, many people only learn this after a big emergency bill.
Why Buying RIMI (or Any Visitor Insurance) From the Right Agent Matters
Many people simply buy whatever plan an agent “recommends” without understanding:
Is the plan stable for their health history? Are their pre-existing conditions covered or excluded? Is there a waiting period that affects when coverage starts? Is the price right compared to other companies? Does the plan allow short trips outside Canada?
A WRONG recommendation can lead to:
❌ denial due to uncontrolled pre-existing conditions
❌ no coverage during waiting period
❌ exclusions not explained
❌ claim reduced because emergency assistance was not contacted
This is why many clients come to United Life Financial after their previous agent couldn’t answer simple questions like:
“Will this cover my Dad’s BP/Diabetes?” “Is my Mom eligible after arriving in Canada?” “What happens if my parents travel to USA for 2 days?”
Your agent should explain everything before you buy — not leave you confused.
United Life Financial: Why Clients Choose Us for RIMI & All Visitor Insurance
When clients search online looking for clarity, they choose us because:
✔ We explain every plan in simple language
No confusing terms. No fast sales. You understand exactly what you’re buying.
✔ We compare all major companies
RIMI is one option — but we also compare Travelance, 21st Century, Destination Canada, MSH, JF, Manulife, and many more.
✔ We match plans to your health history
This is the most important part. Every parent is different — we choose the safest and most suitable plan for their exact situation.
✔ We assist in claim support
If your parents ever have an emergency, we don’t disappear. We guide you on what to do so nothing goes wrong.
✔ Instant Quotes & Online Purchase
Clients across Canada buy visitor insurance from us directly at:
👉 https://unitedlife.ca/super-visa-insurance/
Or https://unitedlife.ca/visitors-insurance/
Is RIMI a Good Choice? Our Honest Opinion
Yes — RIMI Secure Travel is a strong plan when the health history fits its rules.
But it is NOT automatically the best plan for everyone.
Sometimes another insurer may be:
cheaper more flexible better for pre-existing conditions better for heart issues better for diabetes/BP better for long stays better for Super Visa
This is why buying blindly from an agent who can’t explain the plan is risky.
Thinking About RIMI? Let United Life Review It for You — Free
Before buying, we will:
✔ review the medical history
✔ explain pre-existing condition rules
✔ compare multiple plans
✔ ensure the plan you choose will not cause claim issues
✔ guide you on buying safely
No pressure. No extra fee. No hidden cost. Just honest guidance.
📞 905-906-7000
📱 647-570-9070
🌐 www.unitedlife.ca
✉️ info@unitedlife.ca
