Why Winter is the Perfect Time to Review Your Insurance Coverage
As the temperatures drop and winter approaches, it’s not just your home and car that need protection — your financial well-being deserves a check-up too. Many Canadians slow down during this season, making it the perfect time to sit down, reflect, and review your insurance plans.
1. Review Your Life Insurance
Winter is often a time for reflection — and ensuring your loved ones are financially secure brings peace of mind.
Ask yourself:
Has your income or family situation changed this year? Do you have enough coverage to protect your mortgage, debts, and family needs? Is your current plan renewing soon with higher rates?
At United Life Financial, you can compare Term 20, 25, or 30-year plans, or even combine permanent and term insurance for long-term protection and flexibility.
2. Protect Your Health During Cold Season
Flu, infections, and cold weather illnesses can put a strain on your health and wallet.
If you don’t have Health & Dental coverage, this is the time to get it. Plans can include:
Prescription drugs Vision and dental care Paramedical and physiotherapy Emergency travel coverage
We can help you compare options instantly online at www.unitedlife.ca.
3. Don’t Forget Travel Insurance
Whether you’re heading south for a vacation or family members are visiting Canada, travel insurance is essential during the winter months.
United Life offers:
Super Visa Insurance for parents and grandparents Visitor Insurance for short stays Student Insurance for international students
With instant quotes and same-day coverage, you can travel stress-free.
4. Review Your Savings & Investments
End of the year is also the best time to plan for RRSP, RESP, and TFSA contributions.
A short review can help you:
Maximize tax savings Build your retirement fund Save for your children’s education
Final Thoughts
Winter is a time to prepare, protect, and plan ahead — not just for your home but for your life.
Take a few minutes to review your insurance and savings with us.
We’ll make sure your protection stays strong through every season.
📞 Call: 905-906-7000
📱 Cell: 647-570-9070
📧 info@unitedlife.ca
